A bundled insurance package designed specifically for small companies, combining medical insurance, personal accident coverage, Health and Wellness Benefit, and Funeral Expenses benefit, all under one plan and one invoice.
Aamali (Pro) Program
Benefits:
- A complete insurance solution in one package and one invoice
- Medical insurance with flexible and comprehensive coverage
- Access to a wide medical network
- Health & wellness program to support employee well‑being
- Additional personal accident and condolence benefits
- Free HR platform (Menaitech) for companies with 5 to 100 employees
Additional Benefits which characterize the SMEs Medical Plan:
Normal Maternity and Delivery Coverage:
- Coverage of pregnancy (excluding IVF) test.
- Coverage of all maternity related vitamins & mineral supplements (including medications subject to 16% sales tax).
- Coverage of calcium supplements for maternity cases.
- Grant 9 extra maternity visits.
Newborn babies coverage subject to adding them within 15 days (if delivery case is covered):
- Coverage of newborn babies from day one.
- Coverage of congenital & hereditary diseases up to 3,000 JOD/year per case.
- Coverage of neonates’ incubator up to 3,000 JOD/year per case.
- Coverage of newborn circumcision.
Hormones and Vitamins Coverage:
- Coverage of hormones (tests & medications) not related to fertility.
- Coverage of vitamins (tests & medications) not subject to 16% sales tax.
- Coverage of chronic cases according to case limit (*subject to GIG – Jordan terms).
Chronic Diseases Coverage:
Additional Benefits:
- Coverage of osteoporosis (tests & treatments excluding medications subject to 16% sales tax).
- Coverage of laser lithotripsy.
- Coverage of mammogram test.
- Coverage of benign tumor cases.
- Coverage of non‑cosmetic dermatological diseases.
- Coverage of allergy (except comprehensive test).
- Coverage of eye diseases not related to vision weakness or refractive errors.
- Coverage of moisturizing eye drops for covered cases.
- Coverage of back/spine/disc surgeries (after waiting period).
- Coverage of fibroid/myomectomy/hysterectomy surgeries (after waiting period).
- Coverage of cardiovascular disorders (after waiting period).
- Coverage of stroke and its complications.
- Coverage of up to 3 medicine boxes per month.
- Coverage of medical devices (Stent, pacemaker, heart valves, artificial knee).
- Coverage of declared pre‑existing cases subject to sub‑limit by GIG – Jordan.
- Coverage of Hepatitis (A & B).
- Coverage of H1N1.
Health and Wellness Benefits:
- Annual check‑up package (voucher system, co‑payment 30 JOD instead of 140 JOD):
- A specialized health assessment, including an InBody test to analyze body composition and a nutrition consultation, provided through a voucher system to improve overall health and promote a healthy lifestyle.
- The plan covers mental health benefit, including treatments for anxiety, depression, mental and psychological illnesses, epilepsy, as well as all conditions related to speech disorders and sedatives, on a reimbursement basis with a maximum limit of 200 JOD.
- Vitamin B12 tests & treatment.
- Vitamin D tests & treatment.
- Coverage for children’s vaccinations according to the national program of the Ministry of Health.
- Coverage for the influenza vaccine in coordination between us.
Extra Benefits:
Funeral Expenses Benefit
Coverage of funeral expenses with amount of 5,000 JOD for insured members aged 3 to 65 years. Benefit requires minimum 5 insured members.
Personal Accidents Benefit
Coverage of personal accidents with amount of 5,000 JOD for insured members aged 18–65 years. Benefit requires minimum 5 insured members. (*Subject to GIG – Jordan terms.)
- Free HR management system subscription (Menaitech) for companies with 2 to 100 employees with no existing Menaitech contract.