Kinz

Kinz Plan

It is a flexible plan that offers you a blend of insurance protection, smart investment, and a long-term retirement plan according to your current and future needs. It includes both investment and protection.

Investment

Kinz plan provides a variety of international and local investment funds to meet your current needs, with the possibility to switch or redirect between the available funds to accommodate future changing needs.

Protection

Kinz plan offers a variety of basic and additional insurance coverages:

• Death any cause coverage (illness or accident) – basic coverage.
• Total permanent disability coverage due to accident or illness – additional coverage.
• Waiver of premium coverage in the event of insured's death – additional coverage.
• Waiver of premium coverage in the event of insured's total permanent disability – additional coverage.

Program Specifications

• Policy duration: 6 – 30 years.
• Entry age: 18 – 64 years.
• Premium payment methods: monthly, quarterly, semi-annually, and annually.

Why Choose Kinz Plan?

• A customizable plan that suits your current needs with the ability to modify it later.
• Ability to add inflation rate on annual premium / sum insured amount.
• Possibility of partial withdrawal from the investment account.
• Ability to switch and/or redirect between our available investment funds.
• Ability to adjust the annual premium, insurance amount, chosen insurance coverages, and inflation rate.
• Policy account value at maturity can be paid in either lump sum or monthly installments up to 240 months.
• Ability to continue the investment and retirement plan in favor of the beneficiary/beneficiaries by having GIG company pay the premiums on behalf of the client in case of the insured's death or total permanent disability (if the optional coverage is selected).
• Different solutions are available in case of inability to pay due premiums.
• Multiple premium payment mode options are available.