GIG - Jordan has been always the first to meet all your insurance needs within the highest standards of complete protection and through attention to details through a specialized department for car insurance management.

• The rates above are inclusive of tax, stamps and issuance fees.
• The insurance company has the right to review and assess the insurance application before issuing the policy.
• The minimum amount mentioned above does not include the compulsory insurance premium (Third Party Liability).
• The prices above are subject to additional fees of 0.5% of the basic premium for guarantee funds for the insured and beneficiaries of insurance contracts.
• In compliance with the regulations of the Jordan Insurance Federation an additional amount of 12 Jordanian Dinars shall be added to the compulsory motor insurance premium for private and public passenger vehicles in the event that the vehicle commits one or more traffic violations during the insurance year.
• In compliance with the regulations of the Jordan Insurance Federation an additional amount shall be added to the total insurance premium of a Jordanian vehicle as follows:
  1.60% surcharge if the vehicle is involved in one or more accidents.
  2.110% surcharge if the vehicle is involved in one or more accidents that result in death or bodily injury.
  3.The higher surcharge rate shall apply if both conditions outlined.
• An additional amount shall be added to the mandatory insurance premium as a charge for opening a third-party accident claim in case of non-payment.

Free Road Assistance Service:

• Pulling the vehicle in case of mechanical malfunction from any place the client chooses inside Jordan to any place of his choice.
• Recharging the vehicle’s battery and starting up the vehicle in any place inside Jordan
• Repairing the flat tire and/or the spare tire in any place inside Jordan.
• Filling the vehicle with fuel in case of emptiness on road with a limit of three and a half liters in any place inside Jordan.
• Pulling the vehicle stuck in snow / sand (only while driving) in any place in Jordan.
• Road guidance service through Call Center service
• Licensing the vehicle on behalf of the client, including tickets complaint service
• Compensation of all costs paid for (Road Assistance Service) included in the program chosen by a third party after approval by (provided availability of original bills)

Deductible:

• 75 JD deductible in the event of any covered claim for the first time only and 100 JD in the event of any covered claim for the second time subsequence covered claims the insured shall bear JD125 (Subject to sales tax) for each.
• The deductible shall be 250 JD if the driver’s age is less than 24 years in case of covered claim.
• The deductible shall be 10% of the total Payment of insured vehicle in case of toal theft and/or total loss

Additional Coverage:

• Air bags are included in terms of coverage only if a claim is covered
• Road Assistant Services are available free of charge
• The company’s maximum liability for accidents recorded by an unknown person is 50% together with the police report.
• The addition of agency repair coverage is possible in case a claim is covered (vehicle age must not exceed 5 years) for an amount of JOD 75.
• The exemption of depreciated spare parts (vehicle age must not exceed 5 years) by 25% of the insurance premium for a minimum amount of JOD 150.
• An additional premium of 100 dinars shall be added in case of covering accidents caused by an unknown party at 100%, based on a police report.
• The ability to cover natural hazards except earthquakes, landslides, and volcanic eruptions for an amount of JOD 50.
• The ability to cover car rental allowance for a maximum amount of JD 350 annually in case a claim is covered for an amount of JOD 75.
• An additional 15% of the comprehensive insurance premium shall be added as an extra premium in case of covering mechanical damages to the vehicle, with a minimum of 150 dinars, without prejudice to the depreciation condition (6% for each year of the vehicle’s age, with a maximum of 36%, starting from the first year of manufacture).

Conditions:

• Insurance rates for distribution vehicles, high-value vehicles, and sports vehicles are provided only after obtaining prior approval for insurance
• 100 JD deductible in the event of any covered claim for the first time only and 125 JD in the event of any covered claim for the second time subsequence covered claims the insured shall bear JD150 (Subject to sales tax) for distribution vehicles.